Built-in Protection
Every allocation on Lulo includes integrated coverage. Your principal is safeguarded across all venues — no separate insurance purchase needed.
$100M+ protected
Earn stablecoin yield from all the top venues in one deposit. Coverage is built into every allocation, so your capital stays protected while it earns.
Lulo supports all major stablecoins on Solana. Deposit once and let the protocol optimize your allocation across top-performing venues.
Lulo combines institutional-grade protection with automated yield optimization across Solana's most trusted venues.
Every allocation on Lulo includes integrated coverage. Your principal is safeguarded across all venues — no separate insurance purchase needed.
Lulo continuously scans and rebalances your deposits across top-performing yield sources. One deposit, always the best rate available on Solana.
Track your earnings in real-time with Lulo's protection dashboard. See exactly where your capital is allocated and how much you're earning — live.
Lulo never holds your funds. You retain full control of your assets at all times. Withdraw whenever you want — no lockups, no waiting periods.
Lulo's smart contracts have been audited by leading security firms. The protocol operates transparently on-chain with no admin keys or hidden upgrade paths.
What you see is what you earn. Lulo charges no management fees, no deposit fees, and no withdrawal fees. All APY rates shown are net of any protocol costs.
Lulo makes earning protected yield as simple as a single deposit. No complex setup, no manual management.
Connect your Solana wallet and deposit stablecoins. Lulo supports USDC, USDT, PYUSD, USDG, and more. Choose Protected or Boost mode based on your risk preference.
Lulo distributes your deposit across vetted yield venues, applying coverage to each allocation. The algorithm continuously optimizes for the highest available rate.
Watch your balance grow in real-time. Track earnings daily and monthly through the dashboard. Withdraw anytime — your capital stays under your control, always protected.
Lulo employs institutional-grade security at every layer. Fully non-custodial, fully transparent, fully audited.
Each allocation in Lulo Protected includes a coverage component designed to insulate your principal from venue-level risk events. Coverage is automatic — no action needed.
Every yield venue undergoes rigorous due diligence before Lulo routes deposits there. Security audits, track records, and risk parameters are reviewed continuously.
Lulo's smart contracts have been reviewed by multiple independent security firms. Audit reports are publicly available for full transparency.
You always maintain full control. No admin keys, no upgrade proxies with hidden powers. The protocol operates transparently on-chain.
Rates update in real-time as Lulo rebalances across venues. Protected APY includes coverage cost, Boost APY does not.
| Asset | Protected APY | Boost APY | TVL | Status |
|---|---|---|---|---|
USDC |
4.74% | 8.23% | $42.8M | Live |
USDT |
3.91% | 4.50% | $18.4M | Live |
PYUSD |
7.12% | 9.76% | $14.2M | Live |
USDG |
3.84% | 4.76% | $11.6M | Live |
USDS |
5.92% | 7.67% | $8.1M | Live |
JUPUSD |
4.22% | 5.07% | $5.4M | Live |
CASH |
2.68% | 3.26% | $3.9M | Live |
PUSD |
4.31% | 5.07% | $2.7M | Live |
Lulo is a yield aggregation protocol built on Solana that lets you earn stablecoin yield from all the top venues in a single deposit. Every allocation includes built-in protection, so your capital stays covered while it earns. Lulo supports USDC, USDT, PYUSD, USDG, CASH, USDS, JUPUSD, and PUSD.
Lulo Protected automatically distributes your deposit across vetted yield sources, applying a coverage layer to each allocation. If any single venue experiences an issue, the protection layer is designed to safeguard your principal. The Protected APY (currently 4.74% on USDC) reflects the net rate after coverage costs are factored in.
Protected mode includes built-in coverage for your principal, resulting in a slightly lower but safer yield (4.74% on USDC). Boost mode offers higher rates (8.23% on USDC) by forgoing the coverage layer. Both modes benefit from Lulo's automated allocation and venue vetting, but Boost mode carries additional risk.
Lulo currently supports USDC, USDT, PYUSD, USDG, CASH, USDS, JUPUSD, and PUSD. The protocol continuously evaluates new stablecoin integrations. Each supported asset has its own optimized allocation strategy and live rate tracking.
Lulo is designed with security as a foundation. The protocol's smart contracts have been audited by independent security firms. All operations are non-custodial — you retain full control of your keys. The Protected mode includes an additional coverage layer that safeguards your principal against venue-level risk events. Over $100M in TVL is currently protected through the protocol.
Lulo charges no deposit fees, no withdrawal fees, and no management fees. All APY rates displayed are net rates — what you see is what you earn. The only cost in Protected mode is the coverage premium, which is already factored into the displayed Protected APY.
Yes. Lulo has no lockup periods or withdrawal queues. You can withdraw your full balance at any time, instantly. Your funds are always accessible — the non-custodial architecture ensures you maintain full control throughout.
Lulo evaluates potential yield venues across multiple dimensions: security audit history, operational track record, protocol architecture, TVL stability, and historical yield consistency. Only venues meeting Lulo's rigorous criteria receive allocations. The protocol continuously monitors all active venues and can reallocate in real-time if risk parameters change.
Lulo supports all major Solana wallets including Phantom, Solflare, Backpack, and any wallet compatible with the Solana Wallet Adapter standard. Simply connect your preferred wallet and start earning immediately — no account creation or registration required.
Lulo provides a real-time dashboard showing your current balance, daily earnings, monthly earnings, and the venues across which your capital is allocated. You can see exactly how much you've earned at any point. The Protection Dashboard also shows the status of coverage across all your allocations.
There is no formal minimum deposit on Lulo. Any amount above the Solana network transaction fee can be deposited and will begin earning yield immediately. However, for optimal allocation across multiple venues, a deposit of $100 or more is recommended.
Yes. Lulo's web application is fully responsive and works seamlessly on mobile browsers. It integrates with Phantom Mobile, Solflare Mobile, and other mobile Solana wallets. A dedicated mobile application is also available for download.
No. Lulo is a fully permissionless, non-custodial protocol. No KYC, no account creation, no email address required. Simply connect your Solana wallet and start depositing immediately. Access is available to anyone with a compatible wallet.
Lulo offers three advantages over depositing on individual venues: diversification across multiple venues in a single deposit reduces concentration risk; automated rebalancing ensures you always earn the best available rate; and the Protected mode includes built-in coverage that individual venue deposits do not provide. Lulo consistently delivers higher risk-adjusted returns than manual management.
Full documentation, developer APIs, SDK resources, and integration guides are available through the Docs link in the navigation. Lulo also maintains developer channels on Discord and Telegram for technical support and community discussion.
8 supported assets. Built-in coverage on every allocation. 4.74% Protected APY. Lulo is the yield protocol Solana deserved.